Insurance insures each purchased during the time it is in transit
until it is delivered to you. We require a signature for any goods
delivered, at which point responsibility for the purchased items
passes to you.

If you have specified a recipient who is not you, for delivery
purposes (for example as a gift), then you accept that evidence of a
signature by them (or at that delivery address) is evidence of
delivery and fulfilment by and transfer of responsibility in
the same way.